AMERICA'S #1 PROVIDER OF MORTGAGE AUDITS

  • "MORTGAGE OVERCHARGES
    UNCOVERED BY LOANTECH"
    - Wall Street Journal

    MORTGAGE AUDITS UNCOVER LENDER OVERCHARGES AND MISCALCULATIONS

    what we do

    Loantech is the nation's #1 provider of mortgage audits and mortgage audit software. Founded in 1983, Loantech has audited over $3 billion of mortgages and escrow accounts for thousands of homeowners and has uncovered millions of dollars of overcharges. Clients have received individual refunds of up to $150,000. Loantech is recommended by the American Bar Associations's Guide to Homeownership and The National Association of Taxpayers. 



    A Mortgage Audit Will Uncover Lender Overcharges and Miscalculations.

    A Mortgage Audit Will Uncover Lender Overcharges and Miscalculations.

    Send Me "Loantech's 20 Red Flags of Lender Overcharges."

    MORTGAGE AUDITS AND OTHER SERVICES

    For Homeowners, Real Estate Professionals, Investors, Attorneys and Accountants.


    Mortgage Audit

    The ArmCheck™ mortgage audit uncovers lender overcharges and miscalculations of interest, monthly payments, amortization and loan balances for all types of fixed rate and adjustable rate mortgages.  

    BUY NOW. $495  


    Escrow Audit

    The EscrowCheck™ audit uncovers lender overcharges and miscalculations of the escrow (impound) account including the monthly escrow payment, disbursements, account balances and shortages.  

    BUY NOW. $495


    Forensic Mortgage Audit

    A Forensic Mortgage Audit uncovers lender miscalculations of APR, finance charges, illegal fees and violations of federal lending regulations including TILA, RESPA, Reg. Z, HOEPA and predatory lending.
    BUY NOW. $495


    Mortgage Securitization Audit

    A Mortgage Securitization Audit verifies note ownership and analyzes the chain of title and transfer of a mortgage to a trust or mortgage-backed security (MBS). The audit identifies the entity with legal standing. 

    BUY NOW. $795


    Commercial Mortgage Audit

    The Commercial Mortgage Audit is an analysis of lender calculations related to interest charges, payments, amortization and loan balances for mortgages secured by all types of commercial property.   

    BUY NOW. $795


    Lease Audit (CAM Audit)

    A lease audit uncovers landlord overcharges and miscalculations of the triple net lease payment, common area maintenance (CAM) pass-through costs, annual rent escalation and other expenses. 

    BUY NOW. $895


    Student Loan Audit

    The StudentLoanEXACT™ audit uncovers lender overcharges and miscalculations of student loan interest charges, interest accrual, payments and loan balances due to defaults, deferments or forbearances.  

    BUY NOW. $495


    PMI Terminator™ Report

    The PMI Terminator™ personalized 7 page report shows the 8 ways to drop PMI without refinancing! Based on numerous calculations and algorithms, the report benefits homeowners currently paying PMI.

    BUY NOW. $295


    Car Loan Audit

    A Car Loan Audit™ is a detailed review of a car loan that verifies the accuracy of the lender’s calculations. The audit uncovers overcharges or miscalculations of interest fees, payment amounts and loan balances. 

    BUY NOW. $495. 

    in the news

    WATCH LOANTECH'S PRESIDENT, DAVID I. GINSBURG, DESCRIBE HOW THE FIRM'S MORTGAGE AUDIT SERVICES UNCOVER LENDER OVERCHARGES, MISTAKES AND MISCALCULATIONS. 

    As Seen In

    THE MEDIA

    For over 30 years, the national media has heralded Loantech’s innovative products and services. Loantech's president is quoted frequently in the media and has appeared on ABC's Good Morning America, CBS, NBC and CNN.

     "Mortgage Overcharges of $21,000 Were Uncovered by Loantech and Refunded to the Homeowner." 

    -  The Wall Street Journal


    "Loantech Will Perform a Mortgage Audit Checking the Lender's Accuracy." 

    -- New York Times   

     

    "Until Now, There Was No Easy for Loan Shoppers to Know What Fees Lenders Were Tacking on to Deals. Now There is." 

    -- Ken Harney, nationally-syndicated real estate columnist (The Nation's Housing)


    "Enter the PMI Terminator™ Which Shows When You Can Jettison PMI Early."

    -- Lew Sichelman, nationally-syndicated real estate columnist (The Housing Scene)


    "Ms. Montgomery Forwarded Her Loantech Audit Report to the Lender and $2,700 Was Credited to Her Loan." 

    -- Kiplinger’s   


    "Loantech Checks Loan Calculations for Accuracy."

    -- Jane Bryant Quinn, NEWSWEEK 


    TESTIMONIALS

     "Your mortgage audit uncovered mortgage overcharges of $38,000 which the lender refunded to me! I'm so glad I contacted Loantech."  -- James P., Denver, CO.  


    “David, my partners and I can’t thank you enough. The bank has agreed to refund us over $140,000 in overcharges on our commercial mortgage!”  -- Bob M., Miami, FL 


    "Loantech's mortgage audit uncovered errors in my bank's calculations -- and they totaled nearly $12,000 which was refunded to me. Every homeowner with a mortgage should use your service."  -- Ron H., Hunt Valley, MD  


    "After arguing with the lender for two years, I had Loantech perform an audit. The bank refunded $3,000 within two weeks!"  -- Ms. Beverly H., Sacramento, CA  


    "Loantech's escrow audit uncovered a $4,036 overcharge which the bank refunded to me and they also dropped our $160 PMI monthly payment!"  -- Veronica S., Dallas, TX  


    "Your expert witness work was very helpful to our case and thank you for your efforts."  -- Donna S., Attorney, New York, NY​​

    Contact Us For a FREE Consultation

    Loantech

    P.O. Box 3635, Gaithersburg, MD 20885

    1.800.888.6781

    Hours

    Monday - Friday: 9am - 5pm

    Saturday: Closed

    Sunday: Closed